You’re getting to that goal and I hope, I hope, uh, you know, we’re very fortunate that we were able to do this in our thirties and it’s such a, such a luxury. This dark comedy has become one of my favorite movies and since not many of my friends have seen it, I tend to show it to everyone that comes to visit me. It’s like we’re taking years off of your working career and you’re not really sacrificing anything to do it. And this was, this was a thing that I didn’t expect. Grant: 33:01 So someone just starting out and wants to learn about tax optimization. You’re buying that freedom and since the first year was so crazy and I was so trying to figure everything out, I don’t think it really sunk in, but the second year after quitting my job, like I feel like it’s really sunk in and I’m starting to realize like, hey, this is the rest of my life. Brandon: 44:40 And now I’m working on the exact thing that is important to me. I think. Brandon: 02:12 I didn’t even realize what was happening to be honest. So, uh, there wasn’t really any optimizations on that side either. Brandon: Thanks a lot P . It’s like, okay. And then eventually you’ll hit FI and you won’t even care because your life is like optimized for money and happiness and purpose. I was the same way. So I think, I think that may be a big cause of it. Brandon:  38:00  I don’t know what the…I don’t know what the word is for it, but just like this wave of just happiness really, that it’s just like, wow, this is…and those come when I’m not doing anything particularly fun or amazing. Come on baby, light my business fire! So Brandon is a legend in the personal finance space and actually had a big impact on my own FI journey. You do need some money in order to do that, but at the end of the day the more you can kind of engage with these essential questions of, hey, do I really need to stay at this job or do I really need to make as much money as I’m making, you know, you’re probably going to not only find a way to be happier but grow too. Name *. So that just completely changed my whole trajectory. Like we need to make a change and snap out of this. Happy Saturday! So like I have an article called how to access retirement accounts early and that goes through all the different strategies that you can use. Listen to this episode from Money Lab on Spotify. How to use foul in a sentence. Brandon: 23:25 The opportunity as you’ve shown like you, you’re an incredible story like what you’ve done with a laptop and just built incredible businesses. In looking back it’s stupid… I don’t understand, like asking for something. Brandon walks us through advanced retirement account strategies you may have heard of, such as the Backdoor Roth, Roth Conversion Ladder, and the coveted Mega Backdoor Roth. I’m going to have to repeat a book that was already recommended by one of your other guests, Jim Collins (he is the person who actually recommended the book to me). ( Log Out /  Website . And yeah, that still can happen because I still have an old car and it is having problems. Brandon: 15:26 It was like just bobbing in the ocean, this vast ocean that nobody else is around me because everybody else is on the normal nine to five path and whatever. But now we can just invest in every business in the world. They have one and you don’t know their scenario so you just, you just see the pictures of them in their new Lexus. So the, the origin of the story is I went way too far and the deprivation zone of savings and frugality and so when I have found that financial independence is possible, like I just did everything in my power to get there and I became obsessed with it really. So many different tactics. And yeah, you’ll have some busy days if you’re like working on stuff like I am. After following the FI path alone for over 2 years I discovered Brandon’s blog MadFientist.com in 2013, immediately reading all of his posts. Technology has really made it so that we can do some incredible things. So that’s why trying things out, renting instead of buying if you can, allows that and then it allows you to change and change what you want and what you’re paying for. And I’ve been reunited with my podcasting microphone, so hopefully, I’m sounding better than I have over the last few episodes. And I’ve talked a lot about some of the downsides of it, but I just want to reiterate like overall it is just so amazing to be able to wake up and choose what you do that day. I have this ability to do whatever I want for the rest of my life. It was written by the escaped convict himself and follows his story as he lives in the slums of Bombay, joins the Indian mafia, spends time in prison, and eventually goes to war in Afghanistan. Yeah. There’s a, you know, it just goes on like there’s so much opportunity and yeah, obviously there are still problems like health care cost are increasing and formal education costs are increasing and things like that. I’m like, yes, I got the full day. But yeah, it wouldn’t take much reading to get you to a level where you actually feel confident in the decisions that you’re making or the recommendations that your accountant is giving you. 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